Mortgage Refinance
Making your dreams A Reality
Why pay more than you have to? Don’t wait!
It’s a great time to refinance your mortgage. Lowering your payments can be very easy!
Changing the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free-up money you can save, invest or use for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month.
Contact us or complete our no obligation application, to help you determine if refinancing can save you money.
You can also fill out our short application to see what rate you qualify for and obtain a pre-approval letter. Of course, you can always call and speak to one of our loan specialists.
Our refinance calculator can help you to decide whether or not you should refinance your current mortgage at a lower interest rate. This calculator will calculate the monthly payment, net interest savings, and the time it will take to break even on the closing costs.
Improve your Financial position
Improve your Financial
position
Reduce your current rate
If you refinance the same loan term at a lower rate, you’ll have lower monthly payments. Be sure to review the total interest paid on the amount you originally borrowed and the refinanced amount to ensure that you are comfortable with this overall expense.
Pay off your loan sooner
If you convert from a 30-year to a 15-year fixed-rate mortgage, you will pay off your mortgage sooner, and pay less loan interest overall. You can pay off your loan sooner without refinancing by simply making additional principal payments.
Change to a Fixed Rate
If you find you’ll be living in your home longer, or if your ARM adjusts to a rate that’s higher than current conventional mortgage rates, refinancing to a fixed-rate mortgage may make sense.
Helpful Tools and Info
We have put together some helpful information and mortgage calculators to help answer any questions you might have.
Loan Types
There are many different types of mortgages to choose from, but not all mortgages are the right fit for your personal needs and life situation. If you aren’t sure which mortgage to choose, we encourage you to call us or schedule a time to sit down and talk about your options before you make a decision. Below are the different types of loans to choose from.
Calculators
We have put together some calculators to help you make sense of the numbers. They are all easy and fun to use.
Choose from the Following Calculators:
- Standard Calculator
- Biweekly Calculator
- Mortgage Affordability Calculator
- Mortgage Amortization Calculator
- Mortgage Refinance Calculator
FAQ
View our answers to some commonly asked questions.
If you have questions that are not listed, please call us at 888-220-1064. You may email us at info@umloans.com.
Loan Types
There are many different types of mortgages to choose from, but not all mortgages are the right fit for your personal needs and life situation. If you aren’t sure which mortgage to choose, we encourage you to call us or schedule a time to sit down and talk about your options before you make a decision. Below are the different types of loans to choose from.
Calculators
We have put together some calculators to help you make sense of the numbers. They are all easy and fun to use.
Choose from the Following Calculators:
- Standard Calculator
- Biweekly Calculator
- Mortgage Affordability Calculator
- Mortgage Amortization Calculator
- Mortgage Refinance Calculator
FAQ
View our answers to some commonly asked questions.
If you have questions that are not listed, please call us at 888-220-1064. You may email us at info@umloans.com.
What Clients Say About Us
“I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward.”
“I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course, I did the same when I chose your company. However, this time I received great service to go with the low rate.”
“Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone.”
Don’t wait for the rates to get higher! Lock your rate TODAY!
It’s the best time to purchase or refinance, so contact us today, or simply begin the process and apply now. At United Mortgage, we will find the loan that is perfect for your scenario. No matter your needs, we are here to help!
Don’t wait for the rates to get higher! Lock your rate TODAY!
It’s the best time to purchase or refinance, so contact us today, or simply begin the process and apply now. At United Mortgage, we will find the loan that is perfect for your scenario. No matter your needs, we are here to help!
Uniting People with Possibilities
Get in Touch
HQ | 9393 W 110th St, #350, Overland Park, KS 66210
888-220-1064
info@umloans.com
