Blog

Welcome Ginger Duhon

We are thrilled to announce that Ginger Duhon has joined our team in Kansas City area! Ginger has been in the mortgage and real estate industries for over 25 years. She uses her experience in all aspects of the business to help her customers find the best solution for their needs. She is committed to serving her clients and partners with honesty, integrity and hard work. If you would like to contact Ginger for your mortgage needs, visit  umloans.com/ginger-duhon


Meet David Simmons

We are thrilled to have David Simmons on our team at United Mortgage in the Kansas City area! He joins us with 20+ years in the industry, and has a wide array of experience.

David does not believe in cookie cutter approaches. Every loan and scenerio he recommends for his clients is uniquely tailored to their situation. With his vast experience and dedication to structuring the best loan solutions for his clients, he is an excellent addition to our team!

To learn more about David, or to contact him for your mortgage needs, visit: umloans.com/david-simmons

 

 

 


Welcome Rick Line

We are thrilled to welcome Rick Line to United Mortgage in the Kansas City area! He is a seasoned lender with over 15 years of experience, and a great addition to our team.

Rick is committed to providing an exceptional service experience and keeping his clients and referral partners well informed throughout the mortgage loan process. To learn more about Rick, or to contact him for your mortgage needs, visit: umloans.com/rick-line

 

 

 


Welcome Judy Krawiec

We are pleased to announce that Judy Krawiec has joined our team in Texas! Her previous experience in the real estate industry enables Judy to bring a different perspective that incorporates a level of understanding that is unsurpassed. If you are considering a refinance, a first time purchase, it’s time to downsize or you need more space; please reach out to Judy to receive legendary customer service and extremely competitive rates. https://umloans.mymortgage-online.com/JudyKrawiec.html


Welcome Kyle Weaver

Please welcome Kyle Weaver to United Mortgage in the St. Louis area! With over 20 years of lending experience, he is a great addition to our team.

Kyle is passionate about helping people experience the joy of homeownership. He will go the distance with his clients to make it happen and help them accomplish their goals.

To learn more about Kyle or to contact him for your mortgage needs, visit: umloans.com/kyle-weaver

 

 

 


Welcome Steve Owen

We are excited to announce that Steve Owen has joined United Mortgage, serving clients in Texas. He has been in the financial relationship business for decades and is looking forward to helping his clients navigate the mortgage process.

Building trust with his clients is of utmost importance to Steve. He works as their advocate to find the best solution for them, while making the process as painless as possible!

To learn more about Steve, or to contact him for your mortgage needs, visit: umloans.com/steve-owen

 


Welcome Tony Cussimanio

We are thrilled to welcome Tony Cussimanio to the team at United Mortgage, serving clients in both Colorado and Texas. He is a 20-year veteran of the mortgage and real estate industry and has been on all sides of the transaction.

Tony has a reputation for responsiveness and transparency. He always strives for excellence and is committed to making the mortgage experience extraordinary for his clients.

To learn more about Tony or to contact him for your mortgage needs, visit: umloans.com/tony-cussimanio

 


Did you know that United Mortgage can assist Spanish-speaking clients?

We are happy to announce that the team at United Mortgage now has bilingual support! Spanish-speaking clients are able to utilize the many benefits United Mortgage offers – ultra competitive rates, closing on-time guarantee and more! Refer your clients today.


No Credit and Can Still Buy a House – Say What?

It is possible for a borrower to purchase a home without having any credit. It is more than just no credit scores; but truly no history of any good or bad credit. The borrower must simply have 12 months of good rental history that wasn’t paid by cash, in addition to two other accounts, such as: utility bills, cell phone bills, etc. We can help the borrower get the proper documentation for these, and then we get their trade lines established. This takes a couple of weeks, but once complete, we can pre-approve them for an FHA loan to purchase their first home. Please contact us for more details.


Renovation Loans Aren’t What They Used To Be

Renovation loans have had a bad reputation. You had to use certain inspectors and contractors and they took a long time to get done – among other issues. United Mortgage now has 3 loans that can help your buyers. The FHA 203k, Conv Homestyle Renovation and the VA Renovation all work basically the same way and they all are much easier to do these days! You can choose almost any contractors, as long as they are licensed and insured, and don’t have to get multiple bids. Closings can happen in 45 days. Each loan has unique qualities, so please contact us to learn more about how we can help your find the best solution for you!