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Mortgage Rate Assumptions
Rates are subject to change without notice.
Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
Subject to underwriter approval; not all applicants will be approved.
Fees and charges apply.
Payments do not include taxes and insurance.
Guaranteed Rate – 45 Day Rate Lock.
Rates based on property located in the Kansas City Metro area.
Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and VA loans, as well as conventional loans where the loan to value is greater than 80%. Restrictions may apply.
Fees below:
Lender Fee $1,195
Appraisal Fee $480
Credit Report $55
Flood Certification 5.75
Title – Settlement Agent Fee $525 (Borrower can shop for)
Title – Lenders Title Insurance $300 (Borrower can shop for)
Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 75%; a minimum FICO score of 740; and a loan amount of $250,000 up to $453,100 for conforming loans, unless otherwise specified.
Annual Percentage Rate (APR) calculations assume a purchase transaction.
Rates may be higher for loan amounts under $250,000. Please call for details.
Rates are subject to change without notice.
Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
Subject to underwriter approval; not all applicants will be approved.
Fees and charges apply.
Payments do not include taxes and insurance.
Guaranteed Rate – 45 Day Rate Lock.
Rates based on property located in the Kansas City Metro area.
Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and VA loans, as well as conventional loans where the loan to value is greater than 80%. Restrictions may apply.
Fees below:
Lender Fee $1,195
Appraisal Fee $480
Credit Report $55
Flood Certification 5.75
Title – Settlement Agent Fee $525 (Borrower can shop for)
Title – Lenders Title Insurance $300 (Borrower can shop for)
